CMG image


As a mortgage provider you are likely on the lookout for innovative new loan products to help differentiate your business while serving the needs of your clients. Well look no further than the All In One Loan from CMG Financial, offered through our Wholesale Lending Sales Division in select markets across the nation.  

Consider what your market has been through over the course of the last decade. From housing boom to housing bust and widespread economic uncertainty - lessons have been learned. In fact, the greatest transformation that has taken place since the start of the 2008 financial crisis is how Americans perceive debt - specifically homeowners - and the threat their mortgage poses to their overall financial health.

Despite government intervention and record low interest rates, millions of homeowners still owe trillions of dollars on their homes and struggle to gain the wealth they need in their properties and save for retirement.

But it no longer has to be that way thanks to the revolutionary All In One Loan. With the All In One Loan, you can help your clients avoid tens of thousands of dollars in excessive mortgage interest, pay-off in half the time or less, and gain access to their home’s equity dollars without having to refinance.


Not just another loan, but a solution to the loan itself.

What makes the All In One Loan so powerful is that it isn’t a standard closed-ended mortgage, but instead, a home equity line of credit. Lines of credit are unique because they are flexible, two-way instruments allowing your client to apply as much money as they desire toward the balance without losing access to their funds. The All In One provides 30-year access to home equity dollars, has a great low rate, and no hidden fees or required balloon payment.

Additionally, the All In One Loan works just like an ordinary checking account. Yes, home finance and personal banking are bundled together!

This revolutionary design allows your clients to use their everyday cash flow to offset their loan’s balance and save mortgage interest without requiring a change to their budget.

Deposits made into the All In One Loan pay down principal first and remain available 24/7 through the banking features. The loan comes with ATM cards for all users of the account, secured online bill-pay, unlimited check writing, direct deposit and bank-to-bank wire transferring. Your client’s monthly interest payments are computed on each day’s ending balance, so even as they withdrawal money from their account for regular expenses, their loan’s daily balance is kept lower for longer - and that equates into less interest being charged than with a conventional mortgage.

In effect, your client avoids having to pay more interest on their loan using their regular cash flow than what they could typically earn on those dollars in a regular checking account. Less of their money spent on monthly mortgage interest means more of their money left over to help them meet other financial objectives.
The All In One Loan has proven to generate new business for not only loan originators but referral sources as well. In addition, it can help you remain busy and profitable during adverse rate environments because it is less reliant than traditional mortgages on interest rates to offer savings.

Do your business a favor and contact a CMG Financial Division Sales Manager to begin your education on this revolutionary loan product today.

All In One Loan Interactive Simulator



  • Loan amounts up to $2 million (geographic limitations may apply)
  • 30 year term home equity line of credit with 30 year draw access
  • Embedded sweep-checking account with 24/7 banking access to line of credit and funds
  • ATM debit POS cards, unlimited check writing and online bill-pay and statement are included
  • 10% down payment requirement for purchases
  • Purchase and refinance transactions allowed
  • Primary, Second Homes, and Non-Owner occupied homes
  • Product availability may be geographically limited

  • Contact a Division Sales Manager

Conventional Loans
Government Products
© CMG Financial, All Rights Reserved. CMG Financial is a registered trade name of CMG Mortgage, Inc., NMLS ID #1820 in most, but not all states. CMG Mortgage, Inc. is an equal opportunity lender with corporate office located at 3160 Crow Canyon Road, Suite 400, San Ramon, CA 94583 888-264-4663. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 4150025; AK #AK1820; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Illinois Residential Mortgage Licensee; Kansas Licensed Mortgage Company #MC.0001160; Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Licensed by the Oregon Division of Financial Regulation #ML-3000; Rhode Island Licensed Lender #20142986LL; and Licensed by the Virginia State Corporation Commission #MC-5521. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. Offer of credit is subject to credit approval. For information about our company, please visit us at To verify our complete list of state licenses, please visit and NMLS Consumer Access (